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Sumber : Ohbulan



Michigan Personal Injury Lawyer


This ill-conceived, poorly-thought-out, convoluted package of bills – House Bill 5627-5633 – is built around the central idea of ending the legal requirement that drivers purchase auto No Fault car insurance and giving these drivers the choice to elect to go without any auto insurance at all.

In the pantheon of bad ideas, this one’s epic.

This plan would shift millions of dollars in costs onto taxpayers and Medicaid to cover these uninsured drivers who then, inevitably, are involved in car accidents. It also leaves many people who may elect to drive uninsured with no idea of just how bad things will be for them if they do suffer serious personal injury. Finally, for all the people who do elect to purchase auto insurance, it leaves them exposed to personal and financial ruin if they are seriously injured by an uninsured driver (thanks to Pete Lucido’s Macomb Solution plan) but who did not also purchase optional uninsured motorist coverage to protect them from uninsured drivers. As a car accident lawyer, I should note that because this coverage is optional, and because insurance agents are under no legal or fiduciary obligation under Michigan law to even inform people that this coverage exists, there are hundreds of thousands or even millions of drivers who believe they are properly protected but who are not if they are involved in a car crash caused by an uninsured driver.

My sincere hope is that this is just an ill-conceived publicity stunt by Pete Lucido (R-Shelby Township), who, as the primary sponsor of House Bill 5627, appears to be the ringleader in the drive to let some drivers play Russian Roulette on our roads.
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